Citi Secured Mastercard – No Annual Fee Credit Card February 18, 2020 9 By Stanley Isaacs CategoryArticles BlogTagsbest secured credit card build credit with secured credit card capital one secured card citi secured card citi secured credit card citi secured credit card review citi secured mastercard credit fast creditfast discover secured card how to build credit fast how to build credit tv no annual fee credit card no fee credit card no fee secured credit card secured cards secured credit cards secured credit cards for bad credit 9 Comments CreditFast says: February 9, 2020 at 4:38 pm Watch Next 👉 Capital One Secured Card Review – https://youtu.be/9-3HonrfZXA Reply ant stan says: February 9, 2020 at 6:13 pm Citi takes to long to graduate Discover 8 months or less Reply Neno says: February 9, 2020 at 8:32 pm Discover graduated me in 7 months after I called to change to the 5% category. Capital One doesn’t graduate and I am waiting for Americard from Bank of America to graduate after 12 months we will see. Reply Secured Credit Academy says: February 9, 2020 at 9:23 pm Weren’t we the one vote? Lol. Reply Secured Credit Academy says: February 9, 2020 at 9:26 pm Multiple data points suggest you can PC the Citi Secured in 12 months, but it appears to auto-graduate in 18. Reply Andy Gibson says: February 9, 2020 at 10:42 pm Data Points: Citi Diamond Secured Applied: 6/15/19 Approved: Yes; $200 deposit for $200 SL. SUB: N/A. Hard Pull: EX (TU) Bureau Scores on date of Application: 563 FICO. Number of Inquires: 2nd in last 24 months. Number of Collections/Derogatory Accounts Reporting: 13 collections; 5 derogatory accounts. AAoA: 56 months (FICO). Other noteworthy data points: Citi did not immediately approve the account; it took over a week before they did approve it. I applied for this card because: I began researching secured cards at this point and realized that it was essentially a guaranteed graduation with an amazing PC path. Eventually, my hope is to have this account as my oldest active account and in the form of a Double Cash or Dividend. Reply Ric Gillis says: February 11, 2020 at 4:15 pm Great video! As aforementioned, Citi takes a long time to consider graduating you! Maybe if they gave you periodic credit line increases during those 18 months, it would be more attractive?LOL! Reply C B III says: February 12, 2020 at 1:39 am I had a chapter 7 BANKRUPTCY in 2015 with citi , they Denied me for a Regular credit card But approved me for the Citi SECURED card with credit score of 711 Reply AZUMI 2124 says: February 17, 2020 at 7:55 pm How often should I apply for multiple credit cards to get so I can increase my credit score? Reply Leave a Reply Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Save my name, email, and website in this browser for the next time I comment.