“Cheap College Chick,” Ashley, Gives Us Tips and Tricks On How to Get Through College Debt Free

“Cheap College Chick,” Ashley, Gives Us Tips and Tricks On How to Get Through College Debt Free

August 13, 2019 0 By Stanley Isaacs


OF CONCERNS WHEN IT COMES TO COLLEGE, EITHER.>>LISA: CONCERN NUMBER ONE, HOW IN THE WORLD ARE YOU GOING TO PAY FOR EVERYTHING? IT IS NO SECRET COLLEGE IS NOT CHEAP. BUT OUR NEXT GUEST HAS A NEW ASHLEY SYLVESTER CALLS HERSELF CHEAP COLLEGE CHICK AND THAT’S THE NAME OF HER BLOG. SHE’S A RECENT GRADUATE OF THE UNIVERSITY OF DELAWARE. DEBT-FREE.F NOT A LOT OF PEOPLE CAN SAY THAT ANY BIG PART OF THAT YOU SAY IS LEARNING HOW TO SAY NO.>> YEAH. I THINK THE BIGGEST THING ABOUT COLLEGE STUDENTS IN OUR WORLD IN GENERAL IS THAT A LOT OF PEOPLE DON’T USE THE WORD NOW WITH FINANCES. THOSE ARE NOT TWO WORDS THAT GO SYNONYMOUSLY TOGETHER. WE ARE FREE TO SAY NO WHEN WE THINK WERE GOING TO MISS OUT ON SOMETHING. SO THERE ARE SO MANY THINGS ON CAMPUS THAT CAN BUST YOUR BUDGET AND WE REALLY HAVE TO WORK TO MAKE SURE THAT YOU CAN SAY NO TO THOSE THINGS. I THINK IF STUDENTS DEVELOP THAT FOUNDATION EARLY IN COLLEGE, THAT WILL HELP THEM A LOT LATER IN LIFE.>>LISA: GIVE ME AN EXAMPLE.>> EXPENSIVE GEMS, NICE RESTAURANTS, TANNING SALONS, THERE ARE CLOTHING PLACES ON CAMPUS. YOU NAME IT, THEY HAVE IT ON CAMPUS.>>LISA: OKAY. YOU SAY STUDENTS MAY BE MISSING OUT ON FREE CAMPUS RESOURCES, EVEN FOOD.>> YES. I LOVE CAMPUS RESOURCES. I THINK THERE ARE SO MANY THINGS THEY PROVIDE. BUT, OF COURSE, THE ONE THAT IS SO THERE ARE SO MANY CLUBS AND ORGANIZATIONS THAT OFFER FREE PIZZA OR SNACKS TO TRY TO GET YOU TO COME TO THEIR MEETINGS AND THEN A LOT OF UNIVERSITIES ARE OFFERING THINGS LIKE DINE WITH THE DEAN OR HAVE DINNER AT THE PRESIDENTS HOUSE. THOSE OPPORTUNITIES, NOT ONLY PROVIDE YOU WITH A FIVE COURSE MEAL, I GOT TO THE ABILITY TO MEET WITH THE PRESIDENT ONE ON ONE INTIMATELY AND GET TO TALK TO HIM AND KNOW HIM.>>LISA: IT IS A GREAT NETWORKING EVENT, TO. YOU ARE A HUGE ADVOCATE FOR COMMUNITY RESOURCES, TOO. EXPLAIN THAT.>> I THINK IF YOU CAN GET IT ON CAMPUS, THEN YOU SHOULD NOT BUY IT. THERE ARE SO MANY THINGS THAT ARE AVAILABLE. THERE ARE FREE BUSES THAT CAN BRING THOSE STUDENTS TO A LOT OF THE LOCAL AREAS. YOU DO NOT NEED TO PAY FOR PARKING OR BY INEXPENSIVE PARKING PASS. THERE ARE ABILITIES TO CHARGE YOUR PHONE AND COMPUTER IN THE LIBRARY. THE LIBRARY A LOT OF TIMES WILL NEED ONE FOR CLASS AND YOURS BROKE OR IF YOU DON’T HAVE ONE. YOU CAN PRINT AT THE LIBRARY. YOU CAN ALSO EVEN FILL YOUR WATER BOTTLE AT THE FREE WATER FOUNTAINS. A LOT OF STUDENTS DON’T THINK ABOUT USING THOSE RESOURCES.>>LISA: THAT’S CHEAPER THAN BUYING A WATER BOTTLE. AND THEN TUTORING CENTERS.>> THE RESOURCE CENTERS FOR SUCH A BIG HELP FOR ME WHEN I WAS ON CAMPUS. OF REALLY QUALIFIED PEOPLE THERE THAT CAN HELP.>>LISA: AND YOU’RE GOING TO COLLEGE, HE HAD A LOT OF LUCK WITH COLLEGE GIVEAWAYS.>> YES. THERE ARE TONS OF COMPANIES CAMPUS IS AT HAND OUT FREE N PRODUCTS AND COUPONS FOR STUDENTS JUST SITTING ON THE THERE ARE ALSO A LOT OF CAREER FAIRS AND EXPOS AND FESTIVALS THAT STUDENTS CAN TAKE ADVANTAGE OF A GOING GET FREEBIES FROM THE CAMPUS. OR EVEN FROM A LITTLE ORGANIZATION THAT IS THERE SETTING UP A BOOTH. ONE OF MY FAVORITE FREEBIES THAT I GOT AT THE HEALTHCARE WAS FREE SUNSCREEN. SO IT WAS A PROMOTION TO HELP YOU GET MAKE SURE THAT YOU ARE STAYING SAFE IN THE FUND BUT I GOT A NICE LOVE SUNSCREEN.>>LISA: I GUESS IT IS ALSO A GOOD NETWORKING ANOTHER WAY FOR AFTER COLLEGE. >> OKAY. SO OF COURSE, SCHOLARSHIP OPPORTUNITIES. LET’S TALK A LITTLE BIT ABOUT THAT.>> I FEEL LIKE IF I COULD SAY ONE THING ABOUT COLLEGE I WOULD CONSTANTLY TALK ABOUT SCHOLARSHIPS. THEY ARE SO IMPORTANT. BUT THEY ARE SO OFTEN BRUSHED OFF AS SCHOLARSHIPS ARE FREE MONEY. THAT’S IT. THAT’S ALL THERE IS TO IT. THEY ARE FREE MONEY AND THEY TAKE TIME AND EFFORT BUT A LOT OF STUDENTS OFTEN BRUSH THEM OFF BECAUSE THEY THINK I AM NOT SMART ENOUGH, OR I DON’T HAVE ENOUGH TIME OR MAYBE THEY ARE ONLY WORTH $250. BUT THOSE SCHOLARSHIPS, THE LITTLE ONES, THEY ADD UP.>> FOR ME I GOT $40,000 IN THREE YEARS. I GOT $40,000 WORTH OF SCHOLARSHIPS JUST BY APPLYING FOR LITTLE LOCAL SCHOLARSHIPS THAT WANT TO GIVE SCHOLARSHIPS TO LOCAL STUDENTS.>>LISA: THERE ARE A LOT OUT OF THEIRSOME GO UNUSED.>> I GOT A DOUBLE SCHOLARSHIP BECAUSE THEY SAID YOU WERE THE ONLY PERSON APPLIED FOR IT SO WE’RE GOING TO GIVE YOU BOTH. I’M GOING TO TELL ALL MY FRIENDS ABOUT THIS.>>LISA: HOW DO YOU FIND THE SCHOLARSHIPS?>> THERE ARE TONS OF WEBSITES. THE DELAWARE SCHOOL BOARD JUST RECENTLY PUT OUT A BOOK IT IS CALLED THE DELAWARE SCHOLARSHIP COMPONENT. IT IS A COMPLETE BOOK OF SCHOLARSHIPS THAT ARE OFFERED FOR STUDENTS IN DELAWARE. IT WORKS FOR COLLEGE GRADUATES OR COLLEGE STUDENTS AND HIGH SCHOOL GRADUATES AND THEY CAN LIVE THROUGH AND FIND THE WEB ARE ASKING SCHOOL GUIDANCE COUNSELORS. A LOT OF THEM HAVE INFORMATION ABOUT SCHOLARSHIPS.>>LISA: ASHLEY, YOU ARE VIBRATING AND TALKING ABOUT THIS. TO COLLEGE DEBT FREE. WHY SO?>> I THINK THE BIGGEST THING IS THAT WE ARE IN A CRISIS. TOTAL HIT $1 TRILLION.EAD BACK.S A LOT OF MONEY TO PAY AND I SEE FRIENDS THAT ARE GRADUATING AND THEY ARE GETTING THEIR FIRST PAYCHECKS AND MOST OF THEIR PAYCHECK IS GOING TO PAYING OFF DEBT. AND SO I AM REALLY EXCITED ABOUT WORKING WITH STUDENTS AND TEACHING THEM THAT THE BORROWER IS A SLAVE TO THE LENDER AND THEY CAN WORK HARD AND FIGURE OUT WAYS TO GET COLLEGE DEBT FREE.>> HOW ABOUT THAT? THANK YOU FOR COMING IN AND TALKING TO US.